About
A comprehensive AI-powered platform for property-backed lending — from tokenization to underwriting, built on blockchain for transparency and trust.
AI-Powered Underwriting
Automated financial review and risk assessment that reduces diligence cycles by 30%. Our AI analyzes property data, rent rolls, and comparable properties to deliver instant risk grades and interest rate recommendations.
Property Tokenization
Register and tokenize real estate assets on-chain with unique property IDs, verified document hashes, and full audit trails. Each property is represented as a verifiable digital asset.
Underwriter Evaluation Portal
Dedicated dashboard for underwriters to review listed properties, submit valuations, set advance rates, and determine maximum borrowing capacities — both manually and with AI assistance.
Property-Backed Loans
Homeowners can apply for loans backed by their valuated properties. The system enforces borrowing limits based on property valuation and advance rates set by underwriters.
KYC & Identity Verification
Built-in Know Your Customer verification ensures all participants are identity-verified before they can register properties or apply for loans, maintaining full regulatory compliance.
Risk Grading & Pricing
Each loan application is automatically scored with a risk grade (A through D) and assigned an appropriate interest rate, ensuring fair and transparent lending decisions.
Blockchain Security
All transactions and property records are secured on blockchain with smart contract verification. Document hashes ensure tamper-proof record keeping.
Advance Rate Management
Underwriters set advance rates per property to control maximum borrowing capacity. A 70% advance rate on a ₹10L property means the homeowner can borrow up to ₹7L.
Ready to get started?
Sign up as a Homeowner to register properties and apply for loans, or as an Underwriter to evaluate and manage property valuations.
Get Started